Chapter 13 Bankruptcy

How Can Chapter 13 Bankruptcy Help?

Chapter 13 Bankruptcy WIPES OUT:
  • Credit Card Debts
  • Hospital Bills
  • Most Lawsuit Judgments
  • Wage Garnishments
  • Payday Loans
  • Utility Bills
  • Foreclosure Deficiency Balances
  • Vehicle Repossession Deficiency Balances
Chapter 13 Bankruptcy Can Also:
  • Cure Mortgage Loan Delinquency
  • Reduce Principal Debt On Car Loans
  • Wipe Out Second Mortgages
  • Stop IRS Collections

Do I Qualify For Chapter 13 Bankruptcy?

I May Qualify For Chapter 13 Bankruptcy If:
  • I Have A Steady Income
  • Unsecured Debts (Like Credit Cards) Under $383,176
  • Secured Debts (Like Mortgages) Under $1,149,526
  • I Can Afford To Pay Some Of My Debts

How Much Does Chapter 13 Bankruptcy Cost?

Chapter 13 Bankruptcy May Be An Affordable Option To Deal With Your Debts

What I May Have To Pay

 Court Filing Fee
 Credit Counseling Course
 Financial Management Course
 Miscellaneous (postage, broker's price opinion, etc.)
 Attorney's Fee
Trustee's Fee

How Much It Costs

 Varies (not incurred in all cases)
Monthly Payments Tailored To Fit Your Budget
Up To 10% Of Monthly Plan Payments


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