Chapter 13 Bankruptcy



How Can Chapter 13 Bankruptcy Help?

Chapter 13 Bankruptcy WIPES OUT:
  • Credit Card Debts
  • Hospital Bills
  • Most Lawsuit Judgments
  • Wage Garnishments
  • Payday Loans
  • Utility Bills
  • Foreclosure Deficiency Balances
  • Vehicle Repossession Deficiency Balances
Chapter 13 Bankruptcy Can Also:
  • Cure Mortgage Loan Delinquency
  • Reduce Principal Debt On Car Loans
  • Wipe Out Second Mortgages
  • Stop IRS Collections

Do I Qualify For Chapter 13 Bankruptcy?

I May Qualify For Chapter 13 Bankruptcy If:
  • I Have A Steady Income
  • Unsecured Debts (Like Credit Cards) Under $383,176
  • Secured Debts (Like Mortgages) Under $1,149,526
  • I Can Afford To Pay Some Of My Debts

How Much Does Chapter 13 Bankruptcy Cost?

Chapter 13 Bankruptcy May Be An Affordable Option To Deal With Your Debts

What I May Have To Pay

 Court Filing Fee
 Credit Counseling Course
 Financial Management Course
 Miscellaneous (postage, broker's price opinion, etc.)
 Attorney's Fee
Trustee's Fee

How Much It Costs

 $310
 $10
 $10
 Varies (not incurred in all cases)
Monthly Payments Tailored To Fit Your Budget
Up To 10% Of Monthly Plan Payments

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